Contractors Insurance

Why Choose Our Contractors Insurance?

As a contractor, you face unique risks on the job, from property damage to employee injuries. Our Contractors Insurance provides the protection you need to safeguard your business, employees, and projects against unforeseen accidents and liabilities.

Our Contractors Insurance Plans

1. General Liability Insurance

Essential coverage for contractors – Protects against third-party claims for bodily injury, property damage, and legal costs.

2. Workers’ Compensation Insurance

Protect your workforce – Covers medical expenses, lost wages, and rehabilitation costs for injured employees.

3. Builder’s Risk Insurance

Coverage for construction projects – Protects buildings under construction, materials, and equipment from fire, theft, and natural disasters.

4. Professional Liability Insurance

For contractors and consultants – Shields against claims of negligence, errors, and omissions in project execution.

5. Commercial Auto Insurance

Secure your business vehicles – Covers company-owned trucks, vans, and other vehicles used for work-related tasks.

6. Tools & Equipment Insurance

Protect your valuable assets – Covers damage, theft, or loss of tools and equipment crucial to your business operations.

How It Works

Comprehensive Protection for Contractors and Construction Businesses

Choose the Right Plan – Select a policy based on your specific contracting needs

Get a Quote – Use our online tool to receive an instant estimate.

Secure Your Coverage – Purchase and activate your policy in a few simple steps.

Work with Confidence – Focus on your projects while we protect your business from risks.

What does Contractors Insurance cover?

Contractors Insurance covers liabilities such as property damage, bodily injuries, employee injuries, construction site accidents, and damage to tools and equipment.

Is Contractors Insurance required by law?

While some forms of coverage, such as Workers’ Compensation Insurance, may be legally required, other policies like General Liability Insurance may be mandatory depending on project contracts and state regulations.

Does this insurance cover subcontractors?

Subcontractors are generally not covered under a contractor’s insurance policy unless specifically included. It’s recommended that subcontractors carry their own insurance.

Can I get a customized insurance plan for my contracting business?

Yes! We offer tailored policies to fit the specific needs of your business, including coverage for tools, vehicles, and professional liability.

How much does Contractors Insurance cost?

The cost varies based on factors such as business size, number of employees, project scope, and coverage options. You can get an instant quote online.

Does Contractors Insurance cover damage to my own property?

Standard General Liability Insurance does not cover damage to your own property, but Builder’s Risk Insurance can provide coverage for construction projects and materials.

Key Benefits of Our Contractors Insurance

Financial Protection

Covers legal costs, damages, and liability claims.

Risk Management Solutions

Minimize project delays and unforeseen financial burdens.

Customizable Policies

Tailored coverage based on your trade, business size, and project scope.

Affordable Premiums

Competitive rates for small, mid-sized, and large contractors.

Nationwide Coverage

Ideal for contractors working in multiple locations.

Have Any Questions?

+91-790-000-6455

Have Any Questions?

+91-790-000-6455