Group Mediclaim Insurance
Why Choose Our Group Mediclaim Insurance?
Providing health coverage to employees is an essential part of a company’s benefits package. Our Group Mediclaim Insurance ensures financial protection for employees and their families against medical expenses, hospitalizations, and unforeseen health emergencies.
Our Group Mediclaim Insurance Plans
1. Corporate Group Mediclaim Insurance
For businesses of all sizes – Covers employees’ medical expenses, hospitalization, and critical illness benefits.
2. Small Business Group Mediclaim Insurance
Tailored for SMEs – Affordable healthcare solutions for small businesses to support employee well-being.
3. Family Floater Group Mediclaim
Comprehensive family coverage – Allows employees to cover their spouse, children, and parents under a single policy.
4. Customizable Mediclaim Plans
Flexible options for businesses – Choose add-ons such as maternity benefits, OPD expenses, or pre-existing disease coverage.
How It Works
Comprehensive Health Coverage for Your Employees
Choose the Right Plan – Select a policy based on company size and employee needs.
Get a Quote – Use our online tool to receive an instant quote.
Enroll Your Employees – Easily add employees and their dependents to the plan.
Enjoy Hassle-Free Claims – Employees can access cashless treatment or file reimbursement claims seamlessly.
What is covered under Group Mediclaim Insurance?
Group Mediclaim Insurance typically covers hospitalization expenses, pre & post-hospitalization costs, daycare procedures, maternity benefits (if included), and critical illness coverage.
Is pre-existing disease coverage included?
Yes, many of our plans offer coverage for pre-existing diseases after a waiting period. Custom plans can include immediate coverage depending on policy terms.
Can employees add their family members to the policy?
Yes, employees can opt for family floater plans to cover their spouse, children, and dependent parents under the same policy.
How does cashless hospitalization work?
Employees can avail of treatment at any hospital in our network without paying upfront. The insurance provider settles the bill directly with the hospital.
Is there a limit on the number of claims an employee can make?
No, there is no limit on the number of claims. However, the total claim amount should not exceed the sum insured under the policy.
What documents are required to file a reimbursement claim?
To file a claim, employees must submit the hospital bills, discharge summary, prescription copies, and any relevant medical reports.
Key Benefits of Our Group Mediclaim Insurance
1
Cashless Hospitalization
Access a wide network of hospitals for seamless cashless treatment.
2
Pre & Post-Hospitalization Coverage
Covers medical expenses before and after hospitalization.
3
Daycare Procedures Coverage
ncludes treatments that don’t require prolonged hospital stays.
4
Critical Illness Benefits
Additional financial support for severe illnesses like cancer and heart disease.
5
Wellness Programs & Preventive Care
Employee health checkups and wellness initiatives.
